Romania’s Banca Transilvania consolidates leader position, profit up despite banking tax
The net profit of Banca Transilvania, Romania’s largest bank, at the end of September 2025, was RON 2.92 billion (EUR 574 million), 7.9% more than the same period in 2024, a dynamic mainly impacted by the increase of the banking tax,…
Radu Dumitrescu · Journalist
· Updated · 2 min read

The net profit of Banca Transilvania, Romania’s largest bank, at the end of September 2025, was RON 2.92 billion (EUR 574 million), 7.9% more than the same period in 2024, a dynamic mainly impacted by the increase of the banking tax, according to the results released on Monday, November 10.
Banca Transilvania financed companies with RON 16 billion (EUR 3.15 billion), and the general population with RON 10.5 billion (EUR 2.07 billion) in the first nine months of the year. Roughly 46% of loans for individuals are real estate/mortgage, and 54% are consumer loans without mortgage or other types of financing for personal needs.



