Study: Half of Romanian households save monthly, cash remains a popular option

While half of Romanian households manage to save money each month, 57% of these savings are kept in cash, according to the 2024 Debt Barometer, a study conducted by IRES in partnership with KRUK Romania. The research looks at financial habits, spending priorities, and debt payments, highlighting a pressing need for economic education and tailored solutions for better budget management.

The study reveals that 10% of Romanians report struggling to cover basic necessities, while 4% say they can afford anything they desire without restrictions. Most focus on securing essential needs or a decent living without affording to buy more expensive things.