Report: Mortgage market in Romania to top EUR 5 bln in 2025, driven by Bucharest region
Bucharest and its surrounding Ilfov county are expected to account for more than one-third of all mortgage loans granted in Romania in 2025, as the nationwide mortgage market is set to surpass the EUR 5 billion threshold, according to a…
Irina Marica · Journalist
· Updated · 2 min read

Bucharest and its surrounding Ilfov county are expected to account for more than one-third of all mortgage loans granted in Romania in 2025, as the nationwide mortgage market is set to surpass the EUR 5 billion threshold, according to a report from online broker Ipotecare.ro and mortgage lending company SVN Credit Romania.
The report estimates that over 76,000 new mortgage loans could be approved this year, excluding refinancings, restructurings, conversions, and credit transfers. Based on these projections, mortgage-backed transactions could make up 45% of residential real estate deals in Romania, while cash transactions would represent 55%.



